Alternative Funding Lenders
Alternative Funding Lenders Inc.
EQUITY & DEBT LENDERS
MARK TWAIN Said:
" I Never Let SCHOOL (....
Interfere with My education"!!
G & S Charts
HARD TO FUND START UPS? Really!! Angel what???
Headline: Angel Funding Up To $500K | 2 Years In Business Required? REALLY??
Lenders expect the borrower to have:
Capital - Business assets that can be used to create products or services and which can be turned into cash to make payments on business loans. A new business, especially a service business, has few business assets.
Collateral - Cash to contribute to the business. A new business owner has little collateral unless he or she can use personal assets or has a co-signer with assets to pledge.
Capacity - A track record to show that the business has the capacity to generate enough money to pay back the loan.
Character. This is primarily a good credit rating. if you have a good credit rating (business credit or personal credit), though, it doesn't mean you can get a business loan, but a poor rating will probably get you turned away quickly.
One bank said it would give an $80,000 loan at 8% interest if the borrowers would have their co-signer put $80,000 in the bank (at 5% interest). When the borrower asked them why he shouldn't just take the $80,000 to start his business, they responded, "This way you get business credit."
Equity from Owner. A bank I heard of said it wanted a "required equity injection" (that is, cash from the owner. If the bank loans $80,000 and requires $30,000 from the owner, the bank is really loaning only $50,000.
Angel Investors take 20-50% Equity in the project!!! WOW, LOL
Angel investments commonly run around $600,000. REALLY?? WOW---("PAYDAY LOANS"!!)
HELL That's a "hot Dog"Stand ~~My Lender Loans $850,000,000.++ USA & Canada**)
It's really hard to fund a startup - even a great one! (... Most entrepreneurs need as much help as they can get from mentors, directors and professionals (if they can find them.)
WHAT BULL--SH _ _ !! HA, HA LOL Angel what???
START-UPS-- 100% funding-- Angel Investors $3-$10M
for projects with No collateral, Pre-revenue, etc. They even give you a written performance guarantee that you will receive 100 offers.in the next 60 DAYS !! (Out of Pocket is a $25K Application Fee), BUT FULLY REFUNDABLE IF YOU DO NOT ACCEPT 1 OF THEIR OFFERS.
This is GUARANTEED FUNDING!
Assisted Living, Mixed-Use, Patent Loans, Partner Buy-Out's, Motels, Marina's, AIrplane Purchase, Healthcare, Medical, B&B, Alternative Energy, coal, oil, natural gas projects, gold, silver, and diamond mines or other precious minerals projects, also wind, solar , geo-thermal, bio-diesel, any type of energy and renewable energy project, and as well as real estate. ANY PURPOSE LOANS, NON BANKABLE!
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