Hard to Fund Start-Ups, REALLY??? ANGEL INVESTORS

Lenders expect the borrower to have:

   Capital - Business assets that can be used to create products or services and which can be turned into cash to make payments on business loans. A new business, especially a service business, has few business assets.
    Collateral - Cash to contribute to the business. A new business owner has little collateral unless he or she can use personal assets or has a co-signer with assets to pledge.
    Capacity - A track record to show that the business has the capacity to generate enough money to pay back the loan.
    Character. This is primarily a good credit rating. if you have a good credit rating (business credit or personal credit), though, it doesn't mean you can get a business loan, but a poor rating will probably get you turned away quickly.
   100% Collateral.
One bank said it would give an $80,000 loan at 8% interest if the borrowers would have their co-signer put $80,000 in the bank (at 5% interest). When the borrower asked them why he shouldn't just take the $80,000 to start his business, they responded, "This way you get business credit."
   Equity from Owner. A bank I heard of said it wanted a "required equity injection" (that is, cash from the owner. If the bank loans $80,000 and requires $30,000 from the owner, the bank is really loaning only $50,000.

Angel Investors take 20-50% Equity in the project!!!                                 WOW, LOL

Angel investments commonly run around $600,000. REALLY??        WOW---("PAYDAY LOANS"!!)
                 HELL That's a "hot Dog"Stand ~~My Lender Loans $850,000,000.++ USA & Canada**)

It's really hard to fund a startup - even a great one! (... Most entrepreneurs need as much help as they can get from mentors, directors and professionals (if they can find them.)
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WHAT BULL--SH _ _ !!                         HA, HA LOL                                   Angel what???

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START-UPS-High Leverage Rehab, Construction/ Land Development Loans
- Up to 100% funding-- Private Investors $3-$150M   YOU MUST QUALIFY

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