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"Principal Borrowers
4.9% Fixed Int,
Alternative Funding Lenders
MINIMUM $2,000,000.00 & Up LOANS!!!
Alternative Funding Lenders Inc.
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~~~~~~WE DO NOT TOLERATE "BORROWER CONTROL"!~~~~~~~~~YOU MUST FOLLOW OUR PROCEDURE!     "Private Lenders are not selling money here,(................ rather the borrowers need to bear the burden of proof (.................., along with being able to cover the  Closing cost, that is required to make it to the closing table !
United Arab Emeriates
Amsterdam Netherlands
Vancouver BC
Delhi India
S Africa  Johannesburgh
London England
New York
Melbourn Australia
Cairo Egypt
Toronto Canada
Shreveport LA
Triple Net Lease!   95-100% Credit Tenant Funding /AAA
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Private Lenders:
can provide sophisticated and valuable financing services for commercial property owners based on the value of their tenant leases. The Credit Tenant Lease (CTL) Program provides low-cost, permanent property financing to corporate-leased property owners. It is a fast, easy way to get maximum loan amounts without pledging equity. This strategy has multiple benefits for property owners requiring financing of at least $10 million, including:

    Joint ventures and property purchase options customized for developer needs
    Non-recourse owner financing
    Competitive interest rates
    Forward commitments with rates locked up to 24 months prior to funding
    Debt service coverage ratios as low as 1.0 to 1.0
    Long-term commitments for 15-25 years

This Private Lender specializes in financing Credit Tenant Lease properties nationwide with tenants having a corporate credit rating of BBB (minimum investment grade) or higher (
Prefer AAA)

Double Net, Triple Net, or Build-to-Suite Funding Available!

Wal-Mart, Sam's Club, Target, Kohl's, Lowe's, Home Depot

How the Credit Tenant Lease (CTL) Program Works:

The Credit Tenant Lease Program enables you to use your tenant leases as loan collateral, streamlining the underwriting process and putting the value of those net leases to work for you. Private Lenders lend at competitive rates because the loan is secured by lease payments from a rated corporate tenant.

Any developer or investor owning single-tenant office, retail, warehouse or industrial properties leased to corporations can benefit from this program.

Tenant Profile
Corporate tenants with acceptable leases should have an actual or implied senior unsecured debt rating of BBB- or better.

Lease Requirements
Ideally, the lease is a bondable "hell or high water" lease, which binds the tenant to all obligations without the ability to terminate or abate rent.

Triple net-leases and double net-leases, in which the tenant pays for all or substantially all taxes, insurance, maintenance and operating costs, may be eligible for the CTL Program. In the case of triple net-leases or double net leases, Private Lenders will identify and help obtain the appropriate structure changes, insurance coverage or reserve provisions necessary to create bond equivalence quality. The initial lease should be for a minimum of 15 years.

Property Requirements
Retail stores, offices, warehouses and industrial property can be financed through the CTL program. Property should be single tenant and constructed on an independent tax lot for real estate tax purposes.

Loan Characteristics

Total loan amounts should be a minimum of $5 million. Usually 100% of the project's cost can be financed by the loan as compared to traditional financing that generally provides only 80% of the total project costs. Furthermore, debt service coverage ratios can be as low as 1.0 to 1.0.

Generally the loan is structured to fully amortize within the initial lease term. Private Lenders can offer extended amortization coverage to provide loan proceeds larger than what can be fully amortized over the initial lease term. Extended amortization enables Private Lenders to customize the loan proceeds or periodic cash flows to the property owner's needs.

The loan is collateralized with a first lien on the property and an assignment of the lease payments. The borrower is free from any personal liability.

The structure of the lease and the loan frees the owner from most landlord responsibilities. With CTL financing, the owner creates a bankruptcy-remote special purpose entity, which becomes the actual property owner and lessor.
What can be financed?

    Retail stores
    Single-tenant corporate headquarters
    Single-tenant offices
    Warehouse and distribution facilities
    Research and technical centers
    Industrial properties
    Production facilities
    Medical facilities
Who Can Participate?

    Corporate-leased property owners
    Any corporation, partnership,
    Or Any Other Investor That is Approved by
    Private Lenders    

Financing Options
Private Lenders  provides a variety of financing options that may be tailored to your situation. Construction may be planned, in process, or completed.

Immediate Financing
Private Lenders provides immediate permanent financing for those properties where the tenant is already occupying the property and rent payments have begun.

Forward Commitment
If construction is planned or in progress, a forward commitment is available to lock-in attractive interest rates for up to 24 months in advance of permanent financing.

Program Benefits

    Non-recourse owner financing
    Joint Ventures and property purchase opportunities with Private Investors
    100% loan-to-value funding
    Forward commitments with rates locked up to 24 months prior to funding
    Debt service coverage ratios as low as 1.0 to 1.0
    Long term commitments for 15-25 years
    Lower transaction costs by combining construction and permanent financing
    Quick response and fast turnaround on loan request
    Competitive interest rates similar to investment-grade debt pricing
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" I
Never Let SCHOOL (....
Interfere with My education"!!